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U.S. Mortgage Rate Forecast

Conventional Mortgage Rates Forecast Values

30 Year Conventional Mortgage. Percent Per Year, Average of Month.

Month Date Forecast Value Avg Error
0 Nov 2024 6.81 ±0.00
1 Dec 2024 6.67 ±0.073
2 Jan 2025 6.53 ±0.096
3 Feb 2025 6.38 ±0.11
4 Mar 2025 6.01 ±0.12
5 Apr 2025 5.54 ±0.13
6 May 2025 4.97 ±0.13
7 Jun 2025 4.83 ±0.14
8 Jul 2025 4.60 ±0.14

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Chart of Mortgage Interest Rates

Home Loan Interest Rates for 30 Year Conventional Loan, Percent Per Year. Includes Forecast

Chart of Mortgage Rates with Current Forecast

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Current Interest Rates
December 19, 2024
Indicator Rate, %
Prime Rate 7.50
30 Year Treasury Bond 4.75
10 Year Treasury Note 4.57
91 Day Treasury Bill 4.35
Fed Funds 4.33
SOFR 4.57
30 Year Mortgage Rate 6.72

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