U.S. Mortgage Rate Forecast
Conventional Mortgage Rates Forecast Values
30 Year Conventional Mortgage. Percent Per Year, Average of Month.
| Month | Date | Forecast Value | Avg Error |
|---|---|---|---|
| 0 | Aug 2026 | 6.67 | ±0.00 |
| 1 | Sep 2026 | 6.88 | ±0.073 |
| 2 | Oct 2026 | 6.93 | ±0.096 |
| 3 | Nov 2026 | 6.95 | ±0.11 |
| 4 | Dec 2026 | 7.00 | ±0.12 |
| 5 | Jan 2027 | 7.11 | ±0.13 |
| 6 | Feb 2027 | 7.19 | ±0.13 |
| 7 | Mar 2027 | 7.22 | ±0.14 |
| 8 | Apr 2027 | 7.17 | ±0.14 |
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Chart of Mortgage Interest Rates
Home Loan Interest Rates for 30 Year Conventional Loan, Percent Per Year. Includes Forecast
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| September 17, 2026 | |
| Indicator | Rate, % |
|---|---|
| Prime Rate | 6.75 |
| 30 Year Treasury Bond | 5.29 |
| 10 Year Treasury Note | 4.94 |
| 91 Day Treasury Bill | 4.12 |
| Fed Funds | 3.88 |
| SOFR | 3.87 |
| 30 Year Mortgage Rate | 6.95 |